Mireya was injured in a car accident and will be unable to work for two months while she recovers. She has been instructed by her employer to file a claim.Which type of insurance would benefit Mireya in this situation?a term-life policy to ensure that Mireya receives dividendsa long-term disability policy to ensure that Mireya has coverage for a yeara long-term care policy to ensure that Mireya receives long-term, in-home carea short-term disability policy to ensure that Mireya gets paid for the
Answer
A
a term-life policy to ensure that Mireya receives dividends
B
a long-term disability policy to ensure that Mireya has coverage for a year
C
a long-term care policy to ensure that Mireya receives long-term, in-home care
D
a short-term disability policy to ensure that Mireya gets paid for the two months
Explanation
Mireya will be unable to work for two months, so she needs coverage for a temporary loss of income. Short-term disability insurance can replace part of her wages while she recovers. The correct choice is a short-term disability policy that pays her for the two months; life insurance and long-term care coverage do not fit this situation.
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