What is the primary difference between an e-check and P2P payment systems?

An e-check is an electronic version of a paper check, so it uses the banking system to transfer money from the payer’s account to the recipient’s. P2P (person-to-person) payment systems let users send money directly to one another through a payment service. Therefore, the best answer is D, “An e-check uses traditional banking system, while P2P payments send money directly.”

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