Tina was involved in an accident in which she rear-ended another driver stopped at a stoplight. Tina is fully insured through her insurance company. Which of the following components of her insurance policy will cover the damages caused to Tina’s car in the accident?

Collision coverage pays for damage to Tina’s own car when it collides with another vehicle or object, even if Tina caused the accident. Property damage liability would cover damage Tina caused to the other driver’s car, not her own. Therefore, collision is the coverage that applies.

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