Which is an example of predatory lending?

Predatory lending involves unfair or exploitative loan terms, such as charging borrowers more than they should pay. The Black couple is charged a higher mortgage interest rate than a White couple in the same city, suggesting discriminatory and unfair treatment. The other choices describe being denied a loan, needing a parent’s approval, or earning less interest on savings—not predatory lending.

AI-written and checked against the verified answer.