Which of the following is not something that you could do with a normal checking account?

A normal checking account lets you deposit cash, write checks to pay another person, and authorize merchants to withdraw money, such as through automatic payments. Making purchases or getting cash now and paying the bank back in monthly installments describes borrowing with credit, not using a standard checking account. So the correct choice is D, “Make purchases or get cash now, and pay back the bank in monthly payments.”

AI-written and checked against the verified answer.