James is opening a checking account. The bank employees do not know him personally, and he has forgotten his identification. Can he open the account anyway, and use the ID later when he gets his debit card?

A bank generally requires proper identification when someone opens a checking account so it can verify the applicant’s identity. James cannot wait to provide ID until he receives a debit card; the bank must verify him as part of opening the account. Therefore, the correct choice is “No, because proper identification is required to open a checking account.”

AI-written and checked against the verified answer.