AnswersFall 24 GSE Physical Science B ICElectric Charge

Credit, Interest, and Debt Answers

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1
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Why does Chelsea see sparks as she removes her clothes from the clothes dryer?

A
conduction
B
induction
C
static discharge
D
loss of protons
2
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What would make oppositely charged objects attract each other more?

A
increasing the positive charge of the positively charged object and increasing the negative charge of the negatively charged object
B
decreasing the positive charge of the positively charged object and decreasing the negative charge of the negatively charged object
C
increasing the distance between the positively charged object and the negatively charged object
D
maintaining the distance between the positively charged object and the negatively charged object
3

Two balls are placed near one another and hang down, as shown below.

Question illustration
A
Neither ball has a charge.
B
The balls are both positively charged.
C
One ball is positively charged, and the other is negatively charged.
D
Each ball has a charge, but the type of charge is unknown.
4

A small, positively charged ball is moved close to a large, positively charged ball. Which describes how the small ball likely responds when it is released?

A
It will move toward the large ball because like charges repel.
B
It will move toward the large ball because like charges attract.
C
It will move away from the large ball because like charges repel.
D
It will move away from the large ball because like charges attract.
5

Hiro rubs an inflated balloon on his hair, and his hair sticks to the balloon. As he moves the balloon away from his head, how does the electric force change?

A
The electric force increases because the balloon loses its charge.
B
The electric force increases because the distance increases.
C
The electric force decreases because the distance increases.
D
The electric force decreases because his hair loses its charge.
6

Which change increases the electric force between objects?

A
Two neutral objects are moved closer together.
B
Electrons are added to two negatively charged objects.
C
Two oppositely charged objects are moved farther apart.
D
The charge on two positively charged objects is reduced.
7

How does an object become negatively charged?

A
It gains electrons.
B
It loses electrons.
C
It gains protons.
D
It loses protons.
8

Alfredo makes a diagram to organize his notes about charging objects.

Question illustration
A
It does not involve touching the objects together.
B
The objects develop opposite charges.
C
Electrons do not move between objects.
D
The objects have the same charge.
9

Which factors affect the strength of the electric force between two objects?

A
the mass of the objects and the distance between the objects
B
the amount of charge on the objects and the type of charge on the objects
C
the distance between the objects and the amount of charge on the objects
D
the mass of the objects and the amount of charge on the objects
10

The diagram shows two charged objects, X and Y.

Question illustration
A
X: positiveY: negative
B
X: negativeY: neutral
C
X: negativeY: neutral
D
X: positiveY: positive
11

A secured line of credit is

A
a loan secured with property owned by the borrower.
B
a loan secured with property owned by the lender.
C
an asset secured with a loan owned by the lender.
D
collateral secured with property owned by the borrower.
12

Which of the following are examples of unsecured lines of credit? Choose three correct answers.auto loanscredit cardsmortgagespersonal loansstudent loans

A
auto loans
B
credit cards
C
mortgages
D
personal loans
E
student loans
13

Read the scenario. Which statement is correct?

A
Option 1 has the lowest monthly payment.
B
Option 2 has the highest monthly payment.
C
Option 3 has the lowest monthly payment.
D
Option 3 has the highest monthly payment.
14

Which event contributed to the growth of predatory lending in the US?

A
an increase in banking laws
B
the growth of community banking
C
the closing of payday loan companies
D
a decrease in banking laws
15

How do interest rates affect the repayment of loans?

A
Higher interest rates create less costly loans.
B
Higher interest rates create more expensive loans.
C
Lower interest rates create shorter repayment terms.
D
Lower interest rates create more expensive loans.
16

What are disadvantages of using credit? Choose two correct answers.It can affect people’s ability to make future purchases.It can help people build their credit history.It can help people pay for emergency expenses.It can lead to stress over making payments.It can enable people to make large purchases.

A
It can affect people’s ability to make future purchases.
B
It can help people build their credit history.
C
It can help people pay for emergency expenses.
D
It can lead to stress over making payments.
E
It can enable people to make large purchases.
17

Unsecured lines of credit

A
do not require borrowers to have collateral.
B
require borrowers to have collateral.
C
require lenders to have collateral.
D
are only available through payday loans.
18

If a borrower cannot pay back a home mortgage, the lender will

A
require borrowers to save up money and pay cash.
B
not require the borrower to have collateral.
C
take the home as payment.
D
increase the amount of the loan.
19

Which statements describe credit cards? Choose four correct answers.They require monthly minimum payments.They use revolving lines of credit.They can be used to buy homes.They may be helpful for emergencies.They do not require borrowers to make payments.They can be used to build credit if used responsibly.

A
They require monthly minimum payments.
B
They use revolving lines of credit.
C
They can be used to buy homes.
D
They may be helpful for emergencies.
E
They do not require borrowers to make payments.
F
They can be used to build credit if used responsibly.
20

What affects how much a borrower must pay on a loan each month? Choose three correct answers.the amount of collateral the lender hasthe amount of money borrowedthe length of time given to repaythe value of the lender’s assetsthe interest rate of the loanthe number of loans the lender has made

A
the amount of collateral the lender has
B
the amount of money borrowed
C
the length of time given to repay
D
the value of the lender’s assets
E
the interest rate of the loan
F
the number of loans the lender has made

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