23
QuizMultiple Choice

Cumulative Exam — Cumulative exam

Question 23 • AA - S26 Introduction to Healthcare Science

Which of the following is a list of components of health insurance plans?

Answer
A
Premiums, co-pays, co-insurance, and deductibles
B
Premiums, co-pays, bill adjustments, and deductibles
C
Medicaid, co-pays, co-insurance, and deductibles
D
Bill adjustments, Medicare, deductibles, and co-insurance

Explanation

Health insurance plans commonly include premiums, co-pays, co-insurance, and deductibles. A premium is the regular cost of coverage; co-pays and co-insurance are amounts you pay for care, and a deductible is what you pay before the plan begins sharing certain costs. “Bill adjustments” are not a standard plan component, while Medicare and Medicaid are government programs.

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