Employment and Education Answers
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What is one benefit of privately issued student loans?
A
They are issued in cooperation with the student’s university to reduce costs and paperwork.B
They have lower interest rates and can be paid back with lower out-of-pocket costs.C
They are backed by the US government to ensure greater financial security.D
They are available to any student who meets lending standards, regardless of financial need.2
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Completing the FAFSA could help decide whether a student
A
deserves a merit-based award.B
should receive student-specific financial aid.C
should be given an athletic scholarship.D
requires an academic scholarship.3
Student-specific scholarships are awarded to students who
h
have impressive athletic accomplishments.h
have impressive academic achievements.d
demonstrates a specific skilla
are members of a certain group.4
This graph shows student loan debt in the United States from 1994 to 2009.
A
Student loan debt will most likely decrease in the coming years.B
Students have taken out higher and higher loans since 1994.C
Enrollment for higher education will soon begin to decrease.D
Tuition for higher education has risen steadily since 1994.5
How can an employer's retirement matching program encourage an employee to save for their retirement?
A
It increases an employee’s regular paycheck.B
It ensures financial stability in the short term.C
It boosts savings by adding extra funds to the employee's contribution.D
It enhances employee knowledge through mandatory financial seminars.6
These lists provide information about two jobs.
A
Job A has a lower salary than job B, but the benefits make job A a more attractive pay package.B
Job B has a lower salary than job A, but the benefits make job B a more attractive pay package.C
Job A has a higher salary than job B plus benefits that make job A a more attractive pay package.D
Job B has a higher salary than job A plus benefits that make job B a more attractive pay package.7
Which interest could best help someone become an athletic trainer?
A
enjoying working with aircraftB
understanding sports injuriesC
wanting to manage workersD
enjoying working with food8
This graph compares the cost of room and board at educational institutions in Texas.
A
public community colleges are considered to be affordable alternatives to private community colleges.B
students in Texas have become increasingly drawn to technical schools over community colleges.C
many students might choose an alternative living situation over paying room and board at a four year institution.D
some Texas students have opted to delay attaining a degree in higher education for several years.9
Which statement best explains a grant?
A
A grant is money awarded to a student, usually based on financial need.B
A grant is aid given to a student by an institution, often based on academic success.C
A grant is money borrowed by a student to pay for an education that will need to be repaid.D
A grant is the price of attending classes at a school.10
Which educational institutions typically cost the most to attend?
A
vocational schoolsB
community collegesC
public universitiesD
private colleges11
Which statement describes an hourly wage job?
A
Each paycheck is the exact same regardless of number of hours worked.B
Each paycheck is less, even if an employer wants you to work more hours in a week.C
If an employer wants the employee to work more hours in a week, the result is a larger paycheck.D
If the business is closed for a holiday, the employee still gets paid regardless of available vacation hours.12
Student-specific scholarships are awarded to students who
A
have impressive athletic accomplishments.B
have impressive academic achievements.C
demonstrates a specific skillD
are members of a certain group.13
This graph compares the total cost of attending educational institutions in Texas.
A
technical schools greatly varies.B
vocational schools greatly varies.C
four-year universities greatly varies.D
community colleges greatly varies.14
How does an employer's presentation of retirement savings options affect employees' decisions to save?
A
by automatically enrolling employees to tap into their default biasB
by assigning employees to different saving courses in the retirement planC
by offering various saving courses in the retirement planD
by making the plan more complex to get employees more involved15
Which statement best defines tuition?
A
Tuition is federal money awarded to a student.B
Tuition is aid given to a student by an institution.C
Tuition is money borrowed to pay for an education.D
Tuition is the price of attending classes at a school.16
This graph compares the cost of room and board at educational institutions in Texas.
A
public community colleges are considered to be affordable alternatives to private community colleges.B
students in Texas have become increasingly drawn to technical schools over community colleges.C
many students might choose an alternative living situation over paying room and board at a four year institution.D
some Texas students have opted to delay attaining a degree in higher education for several years.17
How is a federal loan different from a private loan for an education?
A
A federal loan is available for any student who meets the government’s lending standards. A private loan is only available for students who show a need.B
A federal loan is only available for students who show a need. A private loan is available for any student who meets the bank’s lending standards.C
A federal loan can only be used to pay for a student’s tuition. A private loan can be used to pay for a student’s tuition and any other expenses.D
A federal loan can be used to pay for a student’s tuition and any other expenses. A private loan can only be used to pay for a student’s tuition.18
How is a student loan different from a scholarship?
A
A student loan must be paid back, but a scholarship is not paid back.B
A scholarship must be paid back, but a student loan is not paid back.C
A student loan is a form of financial aid, but a scholarship is not.D
A scholarship is a form of financial aid, but a student loan is not.19
This graph compares the cost of an education at different institutions in Texas.
A
private universities can cost three times as much to attend as public universities.B
public universities can cost three times as much to attend as private universities.C
community colleges can cost five times as much to attend as technical schools.D
technical schools can cost five times as much to attend as community colleges.20
At an educational institution, the cost of room and board includes
A
housing and meals.B
health and dental care.C
textbooks and supplies.D
tuition and class fees.Did you find these answers helpful?
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