Health Savings Accounts (HSAs) may be an option for an employee in which situation?

To contribute to a Health Savings Account, a person generally must be covered by a qualifying high-deductible health plan and have no disqualifying coverage. Medicare enrollment makes a person ineligible to contribute, and being claimed as someone else’s tax dependent also generally disqualifies them. Coverage through a spouse can also prevent eligibility if it is not HSA-compatible, so the qualifying high-deductible plan is the best answer.

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