Which financial problems might cause a person to be considered a bad risk for a loan to purchase a home? Check all that apply.

Late payments, having more debt than income, and filing for bankruptcy can make a borrower seem less likely to repay a home loan. These are signs of difficulty managing debt or a history of financial trouble. Applying for a college loan does not by itself make someone a bad risk, and paying a credit card balance in full each month is generally a positive sign.

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