Daniella attempted to file her tax return and learned that someone had already filed a fraudulent return using her name. After contacting the FTC and the IRS, which step would help to resolve the issue?
Answer
A
Daniella should confront the person who filed the fraudulent return and demand an explanation.
B
Daniella should post about the issue on social media and wait for a response from the IRS.
C
Daniella should contact the three major credit bureaus to place a freeze on her credit.
D
Daniella should ignore the issue and hope that it will resolve itself over time.
Explanation
A credit freeze prevents new creditors from accessing Daniella’s credit report, making it harder for someone to open accounts using her identity. Contacting the three major credit bureaus is a protective step she can take while working with the IRS and FTC to address the fraudulent tax return. Confronting the filer or ignoring the problem would not help resolve the identity theft.
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