Identity Theft Answers

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1
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Which of the following represents an example of identity theft?

A
using another person’s credit card to make unauthorized purchases
B
sharing a password for a streaming service with a family member
C
providing your social security number when filling out a job application
D
receiving a phishing email but not providing personal information
2
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Which is an example of protected personal information?

A
the digits in a zip code
B
the characters on a license plate
C
the digits in a work phone number
D
the characters in a driver’s license number
3

Daniella attempted to file her tax return and learned that someone had already filed a fraudulent return using her name.After contacting the FTC and the IRS, which step would help to resolve the issue?

A
Daniella should ignore the issue and hope that it will resolve itself over time.
B
Daniella should contact the three major credit bureaus to place a freeze on her credit.
C
Daniella should post about the issue on social media and wait for a response from the IRS.
D
Daniella should confront the person who filed the fraudulent return and demand an explanation.
4

Who should you contact if your personal identity has been compromised?

A
your local library
B
a family member or friend
C
your local law enforcement agency
D
customer support of your favorite online shopping site
5

Talia noticed a small charge in her checking account that she did not recognize. She has not experienced any other signs of identity theft.What should Talia do next to be proactive?

A
Contact her bank to dispute the charge and request a new card.
B
Continue to watch for any other fraudulent activity on all accounts.
C
Call the company associated with the charge to dispute the transaction.
D
Contact her credit card companies to see if they’ve noticed any suspicious activity.
6

Karen received a letter from her place of employment indicating that a data breach occurred within the organization and that personal employee information has been compromised.Which type of theft does this scenario represent?

A
online identity theft
B
medical identity theft
C
financial identity theft
D
employment identity theft
7

Rose is going on vacation. What protective measures should she take to be proactive against identity theft?

A
Rose should ask someone she trusts to collect her mail on a regular basis.
B
Rose should leave a note in her mailbox to let her mail carrier know that she is out of town.
C
Rose should be sure to post where she is on her trip so that her neighbors know where she is.
D
Rose should be sure to leave a note on her door for a delivery person letting them know she is not home.
8

What are suggested guidelines for resetting and remembering passwords?

A
Change passwords every few months, use the same password for different accounts, and consider using a password manager.
B
Change passwords every few months, use the same password for different accounts, and consider using multi-factor authentication.
C
Change passwords every few months, do not use the same password for different accounts, and consider using a password manager.
D
Change passwords every few months, consider using multi-factor authentication, and keep a written password journal to avoid reusing passwords.
9

Sami recently went on vacation and posted pictures of her trip on her social media. She then updated some of her passwords. Shortly after she noticed unusual activity on her social media account but not on any other accounts.How can Sami protect herself from identity theft?

A
Sami should close her social media account, open a new one, and change the password.
B
Sami should close all her social media accounts as well as all banking and other financial accounts.
C
Sami should close her social media account and contact the provider letting them know their site is not secure.
D
Sami should close her account, change and strengthen all her passwords, and keep watch over all her accounts.
10

Mark and Tonya are applying for a car loan and have been denied. They know they have no other debt, and their bills are always paid on time. When the loan officer shows them their low credit score, they review their credit report to see several new credit accounts with large balances opened in their name.Which type of theft does this scenario represent?

A
online identity theft
B
medical identity theft
C
financial identity theft
D
employment identity theft

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