Silvia analyzes insurance applications to determine the level of risk the customer would present. Based on the customer's level of risk, she decides whether to accept the application and give the customer an insurance policy. Her job title is best described as .

An insurance underwriter evaluates an applicant’s risk and decides whether to approve coverage and issue a policy. Silvia’s job matches this role, so the best answer is Insurance Underwriter. An insurance sales agent sells policies, while claims clerks handle paperwork for claims.

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