Understanding Credit Answers

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Which of these could you find on a credit report? Check all that apply.

previous address

current employer

highest level of education completed

bankruptcy and a civil court case

monthly income

late credit card payments

Which should Jill do to increase her credit score?

Open new credit card accounts.

Use at least 70% of her credit limit.

Pay off her credit card debt.

Skip a credit card payment.

Which are examples of results of good credit? Check all that apply.

An apartment complex denies your rental application.

A bank gives you the lowest interest rate for a personal loan.

A company offers you a car loan with the highest interest rate.

An employer believes you are irresponsible and decides not to hire you.

You find it easy to borrow money when you need it.

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