An engineer wants to buy insurance to ensure there are no problems if one of his designs does not work out as the client intended. He knows that one lawsuit could seriously harm him. It sounds as though he mainly needs _____.

The engineer needs protection if a client claims that his professional work or design failed to meet expectations and sues him. Professional liability insurance covers claims arising from errors, omissions, or negligence in professional services. Property insurance covers physical property, while malpractice insurance is more commonly associated with medical professionals; loss of reputation insurance would not address the lawsuit itself.

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