Which statement correctly explains the relationship between risk and premium prices?
✔ tobacco useage
✔ preexisting conditiontobacco use
Lauren is a healthy 27-year-old who does not plan to visit the doctor. What are the best reasons for her to find a health insurance plan anyway? Choose two correct answers.It can help her pay for an unexpected medical bill.It will guarantee that she has no medical expenses.It will reduce the cost of health insurance in the future.It is guaranteed to reduce her monthly expenses.It can help her pay for checkups and preventative care.
Examine the table comparing auto collision insurance deductibles and premiums for three drivers.Why does driver 3 most likely pay a higher monthly premium than drivers 1 and 2?
✔ SelmaThelma
Why would a health insurance company charge a higher premium to a tobacco user?Tobacco use is a voluntary behavior.Without higher premium prices for tobacco users, nonusers end up paying for users’ claims.Tobacco use causes significant health issues.Using tobacco products is very expensive.Tobacco users are at a higher risk of failing to pay their premiums on time.
a premiuma deductible✔ insurance
Which statement correctly explains the relationship between risk and premium prices?
insurance✔ a premiuma deductible
insurance✔ a claima premium
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