A couple has decided to increase their income from investments for when they retire in twenty years. Which is the best way they can accomplish that goal?

A 401(k) invested in the stock market can offer long-term growth, which is useful with twenty years until retirement. Stocks carry risk, but a long time horizon gives investments more opportunity to grow. Savings accounts, CDs, and government bonds are generally more focused on safety and income than higher long-term growth, while investing in a new business is especially risky.

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