Aizah pays off her credit card debt completely. Now she can adjust her long-term budget to improve her financial health. Which long-term budgeting change should she focus on?

With her credit card debt paid off, Aizah can use the money that went toward debt payments to build savings. Redirecting funds to savings helps improve long-term financial stability and preparedness for future expenses. Spending more on hobbies or taking on new debt would not strengthen her financial health, and ignoring her credit score is not a helpful budgeting change.

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