6
QuizMultiple Choice

Making Spending Decisions

Question 6 • ***CPS Online Personal Finance fall – 3-2027

Which example could be considered a harmful spending motivation?

Answer
A
asking others about potential hidden costs
B
putting family needs first before buying a product
C
buying something expensive in order to feel better
D
comparing features of many different products

Explanation

Buying something expensive to feel better is a harmful spending motivation because it uses shopping as a way to manage emotions and may lead to unnecessary spending. Asking about hidden costs, prioritizing family needs, and comparing product features are generally careful decision-making practices.

AI-written and checked against the verified answer.

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