Which statement best describes the lender’s viewpoint of William? A car dealership analyzing whether it will loan money to William to buy a new car finds that his credit score is in the "very good” range.

A credit score in the “very good” range suggests William has a strong history of managing credit and is a low-risk borrower. Lenders are generally more willing to lend to low-risk borrowers and may offer them lower interest rates. Therefore, the best choice is “He is a low-risk borrower who qualifies for lower interest rates.”

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