A car dealership analyzing whether it will loan money to William to buy a new car finds that his credit score is in the "very good” range.Which statement best describes the lender’s viewpoint of William?

A “very good” credit score generally signals that William has a strong history of repaying debts, so the lender sees him as a low-risk borrower. Lenders are more likely to approve low-risk borrowers and offer them lower interest rates. The statement that he will struggle to obtain a loan describes a higher-risk applicant, not someone with very good credit.

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