15
QuizMultiple Choice

Managing Risk — Test

Question 15 • Personal Finance

How does multi-factor authentication improve security?

Answer
A
It removes the need for passwords
B
It adds an additional verification step
C
It stores passwords automatically
D
It shortens login time

Explanation

Multi-factor authentication requires users to verify their identity in more than one way, such as entering a password and then providing a code from a phone. That additional verification step makes it harder for someone to access an account with only a stolen password. The correct choice is “It adds an additional verification step.”

AI-written and checked against the verified answer.

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