12
QuizMultiple Choice

Managing Risk — Test

Question 12 • Personal Finance

Why do phishing messages often create urgency?

Answer
A
To increase security awareness
B
To prevent account access
C
To improve communication speed
D
To encourage quick decisions without verification

Explanation

Phishing messages often claim that you must act immediately, such as by clicking a link or sharing information. The urgency is meant to make you decide quickly without checking whether the message is genuine. So the correct choice is D, “To encourage quick decisions without verification.”

AI-written and checked against the verified answer.

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