An individual has an AIME of $6,500 Using the 2024 bend points, what is their PIA at full retirement age?

For 2024, the PIA is 90% of the first $1,174 of AIME, plus 32% of the amount from $1,174 to $7,078. With an AIME of $6,500, that is $1,056.60 + 0.32 × ($6,500 − $1,174) = $1,056.60 + $1,704.32 = $2,760.92, which is choice D.

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