Which of the following was not one of the factors that made it difficult for Oklahoma homesteaders to pay back their land loans in the 1890s?

The question asks which factor did not make loan repayment harder. Poor conditions for cash crops, drought, and the high cost of irrigation could all reduce homesteaders’ harvests and income. An economic boom that increased land prices would not directly make it harder to repay existing land loans, so the answer is “An economic boom caused the price of land in Oklahoma to increase.”

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