Nana is a new graduate who just started her first full-time job. She has limited savings and wants to take full advantage of any employer match to grow her retirement savings as quickly as possible. Which retirement plan option would best fit Nana's financial goals?

A matches Nana’s contributions dollar for dollar up to 6% of her pay, giving her the largest potential employer contribution among the choices. The five-year cliff vesting schedule means she must stay five years to keep the employer contributions, and early withdrawals may cost more, but these conditions do not reduce the match she can earn while participating. The pension plan does not offer the stated contribution match.

AI-written and checked against the verified answer.