3
lesson pretestMultiple Choice

Pretest

Question 3 • CMS 2026-2027 Founding Principles of the US and NC: Civic Literacy CREDIT RECOVERY

Which agency keeps consumers safe when they open a credit card account or take out a home loan?

Answer
A
SEC- U.S. Securities and Exchange Commission
B
FDA- Food and Drug Administration
C
CFPB- Consumer Financial Protection Bureau
D
OSHA- Occupational Safety and Health Administration

Explanation

The Consumer Financial Protection Bureau (CFPB) oversees consumer financial products and services, including credit cards and home loans. It works to protect borrowers and cardholders from unfair or deceptive practices. OSHA protects workplace safety, the SEC regulates securities, and the FDA oversees food and medicines.

AI-written and checked against the verified answer.

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