Lucy will open a checking account and 3 savings accounts for different purposes (emergency fund, gift fund, and education fund). Which of the following items should not be among her main considerations in selecting these accounts?

Lucy should choose accounts based on how well they fit her own needs, not on whether an account is recommended for someone with different needs. Interest rates, benefits of keeping accounts at one bank, and fees for multiple savings accounts can all affect her decision. Therefore, the item that should not be a main consideration is “the account recommended for somebody with different needs.”

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