Of the following statements, which one or ones describe actions harmful to your credit score?I. Owing a lot of moneyII. Having many lines of creditIII. Making steady payments

Owing a lot of money can hurt your credit score because it suggests you are using a large amount of your available credit. Having many lines of credit can also be harmful, while making steady payments generally helps your score. Therefore, the harmful actions are I and II, choice A.

AI-written and checked against the verified answer.