Of the following, which statement or statements accurately represent possible effects of a long-term credit purchase on your credit score?I. Showing a willingness to pay high interest rates increases your score.II. Making only minimum payments for an extended time can hurt your score.III. Regularly paying off a credit balance can boost your score.

Statement I is false: agreeing to pay high interest does not increase your credit score. Making only minimum payments can leave a high balance for a long time, which may raise your credit utilization and hurt your score; regularly paying down or paying off a balance can help. Therefore, statements II and III are accurate, matching choice C, “II and III.”

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