Which of the following is not a disadvantage to cash advances on a credit card?

Cash advances are usually easy to obtain from a credit card, often through an ATM, and do not require extensive paperwork. The other choices describe common disadvantages: cash advances accrue interest, may be paid off after other balances, and often have higher interest rates. Therefore, “Cash advances require a lot of paperwork and are generally difficult to get” is not a disadvantage.

AI-written and checked against the verified answer.