The Great Outdoors is having a sale on their road bikes. The store is also offering financing to those who qualify. The road bike that you are interested in is a Bianrekmondiant that is on sale for $2,199. The sales associate informs you that the closed-end installment loan offered by the store is a 36 month installment plan with monthly payments of $82.83. Determine the finance charge (interest) of the installment loan.