Topic Test Answers

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Although buying a Certificate of Deposit can earn your higher returns than a regular savings account, it can have the negative side effect of _________.

A
Needing frequent transfers to stay active
B
Requiring a high initial investment
C
Being taxed when invested and when withdrawn
D
Having to be tied to a fixed rate saving account
2
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In which environment would you would be more likely to have easy access to museums and fine arts?

A
Urban
B
Suburban
C
Rural
D
None of these is more likely to have museums and fine arts
3

Which of the following activities would qualify as community involvement?

A
Volunteering at a local homeless shelter
B
Contributing money to a politician in another state
C
Paying taxes to the Federal government
D
Learning about the history of foreign countries
4

If you decide to hunt for your next job while you are still employed, you should be careful to _______.

A
Only search for jobs in other industries
B
Tell your boss you are looking right away
C
Tell your coworkers where you are looking
D
Keep the information to yourself
5

It is worthwhile to build your network of contacts because ________.

A
Networking provides the most successful job leads
B
People with many contacts are always respected
C
Contacts are always available to help you
D
Networks sustain themselves without any work
6

One natural consequence of mastering your job can be increased _______.

A
Excitement
B
Boredom
C
Interest
D
Fear
7

It is impossible to adjust your personal time schedule once it is established.

A
T
B
F
8

If you find out you’re going to have your job downsized, you should ________.

A
Feel relieved that you are not going to be fired
B
Buy new clothes for your new position
C
Review and reduce your future spending
D
Begin researching your company’s promotion procedures
9

One benefit of on-site day care services for employees is that _________.

A
Employers are able to enforce longer work weeks
B
Employees can leave their children at work overnight
C
Employers can charge workers higher than normal fees
D
Employees can visit their children during the day
10

When management fails to set priorities for work, employees tend to _______.

A
Decide which tasks to do by flipping coins
B
Schedule tasks over a reasonable period of time
C
Assume each task is of equal importance
D
Work on one task to completion before moving on
11

In general, it is wise to keep in touch with everyone in your business network at least once every __________.

A
Year
B
Month
C
Six months
D
Week
12

Someone who is extremely dissatisfied with the direction of their current employer and has their own great ideas, an independent streak, and a great work ethic might decide to _______.

A
Tough it out and try to adjust to their workplace
B
Quit their jobs and start their own business
C
sabotage their bosses in order to get new leadership
D
Climb the corporate ladder in order to implement their ideas
13

One of the benefits to retirement is ___________.

A
The time to pursue one’s hobbies
B
The opportunity to live on a fixed income
C
A lack of social interaction
D
Increased medical expenses due to age
14

A 401(k) account is very valuable because ______.

A
Money contributed to a 401(k) is not taxed
B
Each plan opens at a value of one million dollars
C
Your employer is required to match your investment
D
The employee can use the 401(k) money without penalties
15

As a restriction to most flextime programs, most employers require flextime employees to _________.

A
Take only two 10 minute breaks per day
B
Work more than 45 hours a week
C
Be at work during peak hours
D
None of the above is typical
16

Which career choice could negatively impact your future health and wellness?

A
Choosing a manual labor job which strains your body
B
Choosing a white collar job with high pay and tons of stress
C
Choosing a sales job with the possibility of no retirement benefits
D
All of the above
17

The positive effects of allowing employees to manage workflow is that _______.

A
Overall, the level of productivity increases
B
Managers can begin to feel powerless
C
Work is harder to organize and track
D
The amount of managerial oversight increases
18

If you focus on the present now, instead of focusing on your future concerns, you will be able to __________.

A
Gain more enjoyment from your leisure time
B
Avoid doing more work than necessary
C
Create a feeling of control in your life
D
All of the above
19

Each citizen has a list of actions which they may do freely. These are referred to as _____.

A
Obligations
B
Responsibilities
C
Rights
D
Citizenship
20

In which environment would you would be more likely to have home separated by acres of land and relative peace and quiet?

A
Urban
B
Suburban
C
Rural
D
None of these is more likely

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