Bethany is in 7th grade. She wants to attend college and knows that she will need funds. Which option of funding her education should she consider now?

Because Bethany is in 7th grade, she has time to prepare for college before applying or borrowing money. A school counselor can help her choose activities, clubs, and classes that may strengthen a future scholarship application. Quitting extracurricular activities or asking neighbors for money is not a practical college-funding plan, and taking out a loan now would be premature.

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