Tamera and Rupert each applied for the same credit card through the same company. Tamera has a positive credit history. Rupert has a negative credit history. Which compares their credit limits and likely interest rates?

A positive credit history suggests Tamera is more likely to repay borrowed money, so the company may offer her a higher credit limit and a lower interest rate. Rupert’s negative credit history makes him seem riskier to the lender, which generally means a lower limit and a higher rate. Therefore, choice A is correct: Tamera’s credit limit is most likely higher, and her interest rate is most likely lower.

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