Pete is trying to get a loan. He has a credit score of 480. How is Pete’s lender likely to view this credit score?

A credit score of 480 is very low, which signals to a lender that Pete may be a high-risk borrower. The lender is therefore likely to view him as irresponsible with credit and unlikely to repay the loan on time. Choice D says “Pete is irresponsible and will not pay the loan back on time.”

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