Unit 3: Poverty Answers

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In the United States, $8 billion is spent every year on cosmetics, while globally only $6 billion is spent on basic education. What point is the author using this information to illustrate?

A
Globally, education is not a priority.
B
Americans are more vain than other cultures.
C
Women are valued only for their appearance.
D
Americans could contribute more to global education funds.
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A common misconception is that those in poverty are focused too much on the present to effectively plan for the future, and that is why they are poor. If they were better at planning for potential problems, their impact would not be so devastating. What is the BEST argument against this point?

A
Better education could help people plan for the future.
B
If parents do not plan for the future, children will never learn to.
C
The present is often so precarious that planning for the future is not possible.
D
Those in poverty need inexpensive ways to access investments, like the stock market.
4

Which does the phrase “the minimum wage needs to be a living wage” mean?

A
Resolving poverty is simply a matter of increasing wages.
B
The minimum wage needs to be high enough that people can actually live on it.
C
Too many people are working multiple minimum wage jobs and are still in poverty.
D
A living wage would put many small businesses out of business.
5

Different cities have different costs of living, meaning the amount of income that one needs to live above the poverty level varies. Housing is one of the most significant factors, and the cost of a home varies greatly depending on where you live. For example, the average home in Los Angeles, California, costs $689,500 while the same home in Louisville, Kentucky, costs $160,800. Why do these kinds of differences make it difficult to define poverty in the United States?

A
Because there is no standard way to measure whether or not people are poor.
B
Because Los Angeles will always have more poor people than Louisville since it is more expensive.
C
Because everything is measured in dollars, and no thought is given to varied costs of living.
D
Much more money will be required to live above the poverty level in Los Angeles than Louisville.
7

Institutional discrimination can make it harder to get out of poverty because some systems are designed to have limited access or exclude some communities. Which example focuses how institutions can make it difficult to address poverty?

A
Those in poverty are often limited to public transportation.
B
Many of those in poverty also face racial and gender discrimination.
C
Those in poverty are more likely to get sick but have less access to health care.
D
Employers are reluctant to hire someone if they know they experienced poverty.
8

Married people are less likely to live in poverty than single people. Why is this the case?

A
There are a lot of social advantages to being married.
B
Overall, married people are less likely to go into debt.
C
They have two incomes and combine their resources.
D
Society is arranged to take care of married people, not single people.
9

Which BEST explains how debt is both a cause and effect of poverty?

A
Without debt, there would be no poverty in the United States.
B
Most of those in poverty are irresponsible and therefore end up in debt.
C
Debt makes it hard to manage expenses and not having savings can lead to debt.
D
Anytime a person considers borrowing money, they are risking falling into poverty.
10

Why is absolute deprivation an easier framework to use to address poverty than relative deprivation?

A
Relative deprivation is more of a theory than concrete guidelines.
B
There are no ways of measuring needs using relative deprivation.
C
Absolute deprivation allows the focus to be on those who need the most help.
D
All members of society are deprived in relative deprivation is the standard.

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