Yasmine plans to attend a four-year public university. She expects she will need to contribute $9,000 annually to her education. Which savings plan will help Yasmine save enough money to pay for one year of school, regardless of whether or not interest is earned on her savings?

To ensure she saves $9,000 even if her savings earn no interest, multiply each monthly deposit by the number of months. Choice D gives $200 × 12 months × 4 years = $9,600, which is enough to cover one year of school. The other plans contribute less than $9,000 without interest.

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