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Health Insurance — Unit test Answers

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When data collected on the performance of a healthcare facility suggests that quality standards have not been met, what is one method that can be used to correct the problem?

A
develop a corrective action plan
B
perform a medical chart audit
C
conduct a safety inspection
D
lay off employees
2
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Which statement best describes accredited healthcare facilities?

A
Healthcare facilities that are accredited are less regulated than those that are not.
B
Healthcare facilities that are accredited are more expensive than those that are not.
C
Healthcare facilities that are accredited will likely provide quality care.
D
Healthcare facilities that are accredited will provide poor health care.
3

Which of the following best describes a healthcare facility?

A
any place that a patient receives care from a health professional
B
any place that a patient must pay for health services
C
any place that has scientists who do research on human health
D
any place that allows patients to stay overnight to receive care
4

Health insurance is

A
an agreement between a patient and a healthcare provider, stating that the patient will pay for all medical expenses.
B
an agreement between a healthcare provider and a health insurance company, stating that the health insurance company will pay a portion of the provider’s medical expenses.
C
an agreement between a patient and a health insurance company, stating that the health insurance company will pay a portion of the patient’s medical expenses.
D
an agreement between a patient and a health care provider, stating that the health care provider will pay for all of the medical expenses.
5

If an insured individual’s out-of-pocket expenses are low, which of the following statements is most likely to be true?

A
The health insurance policy will charge a lower premium.
B
The health insurance policy will charge a higher premium.
C
The health insurance policy will charge no premium.
D
The health insurance policy will send the patient a bill for services.
6

Which of the following best represents the advantages of working for a for-profit healthcare facility?

A
less potential for job loss, more vacation time, better cafeteria food
B
more government holidays, better job security, less responsibility
C
assistance of unpaid volunteers, more job security, better pension
D
potential for higher income, new facilities and equipment, more specialized services

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