23
QuizMultiple Choice

Unit Test — Unit test

Question 23 • WHS_Intro to Healthcare 2026_I

Read the following scenario, and answer the question that follows.Charlotte has insurance from a health insurance organization that allows her to receive healthcare services from a specific network of healthcare providers. The network of healthcare services covered is very large, but her plan has very high premiums and deductibles.What type of health insurance plan does Charlotte most likely have?

Answer
A
fixed-benefit
B
TRICARE
C
an HMO
D
a PPO

Explanation

A PPO (Preferred Provider Organization) gives members access to a broad network of healthcare providers and often allows some out-of-network care. That flexibility typically comes with higher premiums and deductibles. An HMO generally has a more limited network, so Charlotte most likely has a PPO.

AI-written and checked against the verified answer.

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