A worker has four different job offers, each with a contract for seven years. Assuming the job descriptions are identical, for which offer will the worker earn the least over seven years?

Add the salaries for all seven years, increasing each year's salary by the stated percentage. For offer D, the total is $105,000 × (1 + 1.04 + 1.04² + … + 1.04⁶), or about $829,300. The comparable totals are about $929,300 for A, $842,900 for B, and $874,400 for C, so the $105,000 starting salary with a 4% annual increase earns the least over seven years.

AI-written and checked against the verified answer.