Lenders look at the credit score of a loan applicant in order to _____.

A credit score summarizes how an applicant has handled borrowing and repaying debt, so lenders use it to assess the applicant’s creditworthiness and financial responsibility. It does not verify annual gross income, guarantee the score is as high as possible, or show every type of loan the applicant has applied for. The correct choice is “ensure that the applicant is financially responsible.”

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