Tracy was involved in an accident in which the other driver suffered severe injuries. The police determined that the accident was Tracy’s fault. Tracy is fully insured through her insurance company. Which of the following components of Tracy’s insurance policy will cover the injuries of the other driver?

Bodily injury liability coverage pays for injuries to other people when the insured driver is at fault. Since Tracy caused the accident and the other driver suffered severe injuries, this coverage applies. Property damage covers damage to belongings or vehicles, while collision and comprehensive cover damage to Tracy’s own vehicle in different situations.

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