Bryan is mapping out essential and non-essential expenses. He owes a car payment of $235 per month for 45 more months. Bryan is thinking about selling the car because he knows he can walk to work, which is only 3 blocks from his home. Which of the following is the correct category for this expense?

A car payment is a required monthly bill while Bryan still owes the loan, but the car itself is not essential to getting to work because he can walk. In this classification, the car payment is a non-essential expense, so the correct choice is “Non-essential expense.”

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