Question 10 • ****Spring 2026 Financial Math - MA2007 MQS21QXV
Ben is looking at banks for checking and savings accounts. Some offer car loans and others do not. Ben may need a car loan sometime in the next few years. But Ben wonders if he should really ask what kinds of loans the bank makes, because he is getting a checking account, not a car loan. Which statement below gives the best reason for Ben to consider loan availability in choosing a checking account?
Answer
A
The bank offers $10 to customers who get a pre-approval for a car loan.
B
If he needs a car loan in the future, he will have a relationship of trust with the bank.
C
The bank provides ATMs that are particularly useful for people who drive.
D
Banks that provide car loans can usually charge lower fees.
Explanation
Choosing a bank for checking and savings can help Ben build a relationship with that bank over time. If he later needs a car loan, a trusted relationship may make it easier to work with the bank. The other choices do not give a reliable reason to choose a bank based on loan availability.
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