When choosing a bank, why might ATM availability be valuable to someone who values convenience over cost?

ATM availability can make routine banking transactions easier and more convenient, such as withdrawing cash or checking an account at nearby locations. Someone who values that convenience may prefer a bank with more accessible ATMs even if another bank offers a higher savings interest rate. The other choices make inaccurate claims about whether banks can require in-person transactions, whether retailers accept checks, or whether debit cards are available.

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