Harry has medical insurance through an HMO. He would like to see a podiatrist about the foot pain he has been having. What is the first step he will have to take in order to see his podiatrist?

HMO plans generally require members to start with their primary care physician, who coordinates care and provides referrals to specialists. Harry should contact his primary care physician and get a referral before seeing a podiatrist. Scheduling an out-of-network specialist visit is not the usual first step for an HMO.

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