By ruling in James McCulloch’s favor in McCulloch v. Maryland , the Supreme Court agreed that

The Supreme Court ruled that Congress had the implied power to establish a national bank, even though the Constitution does not specifically mention creating banks. It also held that Maryland could not tax the federal bank, because states cannot interfere with valid federal actions. Therefore, the correct choice is “Congress had the power to create a federal bank.”

AI-written and checked against the verified answer.