Calculate the monthly lease payment for a 36-month lease on a car with a $29,000 MSRP, a 79% residual value, and a money factor of 0.00365.

First find the residual value: $29,000 × 0.79 = $22,910. The monthly depreciation charge is ($29,000 − $22,910) ÷ 36 = $169.17. The monthly finance charge is ($29,000 + $22,910) × 0.00365 = $189.47; together, the monthly lease payment is $358.64, choice A.

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